Brussels · Agile at scale for regulated organisations

Anjish
Bhondwe

I help large organisations make Agile work across countries, CoEs, and business units, without ignoring the politics, the regulators, or the people doing the work.

Enterprise Agile · Delivery Enablement · AI Governance

Thirteen years inside banks and regulated industries. I design the operating model, run the rollout, and coach the leaders who have to live with it. When AI is in scope, I bring EU AI Act and governance into the same delivery system, not as a side project.

Open for advisory and programme leadership · Across Europe

Work With Me Connect on LinkedIn View Experience
1st
Europe blockchain digital coin under ECB
5
Countries on one Agile rollout
30→80%
Platform adoption in one programme
50+
Person onshore-offshore org enabled
agilefragile.com Ongoing research
Anjish Bhondwe
Agile Fragile

Human First Reformation, Before Transformation

Human is the architecture

We forgot people come before the product.

Human Agile Index · 8 questions · 4 moves Enter site →
ICP-ACC · ICP-ENT · SAFe | AI Governance · EU AI Act · Delft University | KU Leuven AI Law · Completed Mar 2026 · AIGP · IAPP
Professional profile

Who I am in one scan

Brussels-based enterprise Agile and delivery enablement lead for regulated organisations. I scale Agile across countries and business units, and I fold AI governance into the same delivery system when the work demands it.

  • Unique angle: multi-country Agile rollout + ECB/GDPR delivery + EU AI Act readiness, owned as one system, not three separate workstreams.
  • Where I work: banks and regulated enterprises across Europe (KBC, HSBC, Credit Suisse/UBS, Standard Bank) and prior programmes in Australia and the US.
  • Own IP: Human Agile Model for when the rollout looks green and people are breaking.
  • Credentials that matter here: AIGP (IAPP) · Delft EU AI Act · KU Leuven AI Law · ICP-ACC · ICP-ENT · SAFe.
Key outcomes

Delivery figures you can verify

Not years-in-role. Proof from programmes that had regulators, boards, and real delivery pressure.

1st

Europe's first blockchain digital coin under ECB constraints

Kate Coin · KBC · governed delivery with regulatory hard lines

5

Countries on one Agile scaling rollout

Belgium, Hungary, Czech Republic, Bulgaria, India · KBC

30→80%

Platform adoption lifted in one transformation

Education Horizons · Agile delivery and change, not a slide deck

50+

Onshore-offshore organisation enabled

KBC Liquidity Reporting · delivery enablement at programme scale

0→CoE

Enterprise Agile CoE built from scratch

iostring · organisation-wide coaching, governance, and rollout mandate

ECB

Basel IV / AnaCredit backlog owned to mandatory deadlines

Regulatory calculation engines · KBC · no missed reporting windows

Core competencies

Three capabilities that compound

If you only remember three things about how I deliver, make it these.

01

Multi-country Agile scaling

Target operating model, rollout waves, and governance that decentralised units can actually live with across borders.

Proof: 5-country KBC rollout · federated banks and shared services

02

Delivery enablement that outlasts the programme

CoE design, coach-the-coach, RTE/ART enablement, SteerCo rhythms. Capability stays when I leave.

Proof: CoE from zero at iostring · 50+ person org enablement at KBC

03

Regulated delivery + AI governance in one system

ECB, GDPR, Basel, and EU AI Act obligations folded into artefacts and ceremonies, not bolted on at the release gate.

Proof: Kate Coin under ECB · AIGP · Delft / KU Leuven AI regulation

Also in the toolbox
SAFeScrum@ScaleFlight LevelsSpotify Model DORAGDPRAnaCreditFlow metrics Data / AI platform deliveryHuman Agile Model
How I engage

Consulting Services

Practical help for organisations that need Agile to work across countries, entities, and regulators, not just in one pilot team.

01

Agile Scaling Implementation & Rollout

Design the target model, plan the waves, set governance that decentralised units can live with, and track whether adoption is real.

Typical engagement: 6 to 12 months

02

Enterprise Delivery Enablement

Build or repair the Agile CoE, coach the coaches, enable RTEs and ARTs, and get leadership habits that outlast the programme.

Typical engagement: 3 to 6 months

03

Multi-entity Programme Leadership

Lead programmes that span entities and countries under ECB, GDPR, and board pressure, including large onshore-offshore setups.

Typical engagement: 6 to 12 months

04

EU AI Act Delivery Readiness

Fold AI governance into the delivery system you already run: artefacts, ceremonies, backlog structure, so compliance is not a bolt-on.

Typical engagement: 2 to 4 months

Skills, expertise and domain

Where Three Disciplines Meet

Agile delivery, AI governance, and transformation leadership. That overlap shows up in every regulated enterprise programme I take on.

Enterprise Agile Delivery AI Governance & Compliance Digital Transformation & Leadership Compliant Velocity Scaled Transformation Regulatory Strategy Regulated Enterprise Transformation AGILE DELIVERY ›SAFe Framework ›Scrum@Scale ›Spotify Model ›Flight Levels ›Agile CoE Design ›Flow Metrics ›Scrum of Scrums AI GOVERNANCE ›EU AI Act Readiness ›GDPR Compliance ›DORA Framework ›ECB / Basel IV ›AnaCredit Reporting ›IAPP Membership ›Blockchain & Assets TRANSFORMATION LEADERSHIP ›Executive Coaching ›Organisational Design ›Product Management ›Cross-border Delivery ›Offshore / Onshore Teams ›SteerCo Reporting ›Digital Transformation
Career

Professional Experience

2024
Present
Research Lead and Proposer, Human Agile Model
agilefragile.com
Ongoing research · Brussels, Belgium
  • Developing the Human Agile Model, a correction to Dark Agile when enterprise agile looks green and people are breaking
  • Defined a human gate before scale, four moves (Human, Adapt, Implement, Scale), and the Human Agile Index for scoring human practice only
  • Field research on the people gap: when organisations spend 55% of attention on delivery and 18% on the people carrying the change
  • Model works with Scrum or SAFe. High delivery with low human scores is still Dark Agile
Human Agile Index · 8 questions · 4 moves →
Oct 2024
Present
Freelance Agile Delivery Lead and Enterprise Delivery Enablement Lead
iostring iostring Technology and Consulting
Brussels, Belgium
  • Accountable for Agile scaling and delivery across multi-team engagements in regulated financial services
  • Built the enterprise Agile CoE and delivery enablement model from scratch, with organisation-wide mandate for coaching, governance, and rollout
  • Defined governance foundations, coach-the-coach structures, and cluster rhythms that client programmes adopted
  • Reported cluster delivery health with clear mitigation proposals at each SteerCo
Enterprise Agile CoE and delivery enablement built from ground up
Sep 2021
Oct 2024
Agile Program Lead, Scaled Agile Organisation
KBC KBC Bank and Verzekering
Brussels, Belgium  /  Belgium, Hungary, Czech Republic, Bulgaria, India
  • Owned Agile scaling rollout across Belgium, Hungary, Czech Republic, Bulgaria, and India
  • Led delivery enablement for a 50+ member onshore-offshore organisation on the KBC Liquidity Reporting programme
  • Governed delivery of Europe's first blockchain-based AI-backed digital coin under ECB constraints: Kate Coin
  • Owned the Basel IV and AnaCredit calculation engine backlog against mandatory ECB deadlines
  • Delivered the GDPR compliance programme across Cloud transformation and DevOps workstreams
  • Coached data engineering, data science, and platform squads through lasting Agile maturity work
Europe's first blockchain digital coin, Kate Coin
Oct 2020
Sep 2021
Product Owner and Product Manager
Uplight Uplight Inc
Remote / UST Global deployed at Uplight Inc, USA
  • Owned the Carbon Zero data platform on GCP: turned utility sustainability targets into a live roadmap, release plan, and OKRs the squads could execute against
  • Ran product decisions across USA, Canada, and India, keeping data architects, data scientists, and engineers on one definition of done so features actually shipped to customers
  • Held the product investment conversation with the Product Director and VP of Engineering: what to fund, what to cut, and what to sequence next on the Carbon Zero backlog
Oct 2019
Oct 2020
Lead Agile Business Analyst, Counterparty Credit Risk
Credit Suisse Credit Suisse
Pune, India
  • Led Agile delivery for Counterparty Credit Risk data team through post-Brexit regulatory transition
  • Maintained MI dashboard suite for data-driven risk decisions across complex credit portfolios
  • Delivered regulatory reporting solutions aligned to post-Brexit EU and UK compliance frameworks
Jun 2018
Sep 2019
Business Analyst, Consulting
HealthRFID HealthRFID
Australia
  • Consulted on requirements, process design, and delivery for health-technology and RFID-enabled specimen supply chain solutions
  • Translated regulated operational workflows into actionable backlog items for engineering and product teams
  • Partnered with stakeholders across Australia to align platform capabilities with clinical and operational needs
Jun 2018
Sep 2019
Senior Business Analyst and Agile Lead
Education Horizons Education Horizons Group
Melbourne, Australia / ITC Infotech
  • Led digital transformation driving platform adoption from below 30% to above 80% through Agile delivery and change management
  • Stabilised release cycles and aligned product delivery with AWS engineering practices
  • Delivered Cloud proof of concept with microservices and CI/CD on AWS, presented to CTO at SteerCo
Platform adoption 30% to 80%
Sep 2013
Oct 2018
Systems Engineer to Senior Agile Business Analyst
HSBC HSBC Credit Suisse Credit Suisse Standard Bank Standard Bank
India / South Africa / UK
  • Progressive consulting career across Standard Bank and Nedbank (South Africa), HSBC (UK/India ECB delivery), and Credit Suisse (Counterparty Credit Risk, Brexit regulatory planning)
  • Delivered post-Brexit regulatory reporting solutions aligned to EU and UK compliance frameworks
Trusted by

Global Clients and Partners

Banks, energy, and regulated innovators. Places where transformation has to survive the board, the audit, and the Monday morning standup.

KBC Bank
HSBC
Credit Suisse · UBS
Standard Bank
Uplight
Education Horizons
HealthRFID
KBC Bank

Led scaled Agile delivery for Europe's first blockchain-based digital coin (Kate Coin) under ECB regulatory constraints.

View experience →
HealthRFID

Business Analyst consulting in Australia on regulated biologic supply chain and RFID-enabled platform delivery.

View experience →
Education Horizons

Drove platform adoption from below 30% to above 80% through Agile transformation and AWS delivery practices.

View experience →

Shorter takes and regulatory notes on LinkedIn.

Follow on LinkedIn →
Ongoing research

Human Agile Model

Human first reformation, before transformation. Field research on the people gap in enterprise agile, proposed at agilefragile.com.

agilefragile.com · Proposed by Anjish Bhondwe

When the rollout looks green and people are breaking

The Human Agile Model is a correction to Dark Agile: a human gate before scale, four moves (Human, Adapt, Implement, Scale), and an Index that scores human practice only. Works with Scrum or SAFe. High delivery with low human scores is still Dark Agile.

Explore the model → Take the Human Agile Index
Writing

Articles & Notes

Longer pieces live here. Shorter takes and debate go to LinkedIn.

Research · agilefragile.com

Human Agile Model

Human gate, four moves, Human Agile Index. For when enterprise agile looks green and people are breaking.

Visit agilefragile.com → ★ Featured

Enterprise Agile Enablement: Step-by-Step Implementation Guide

Eight phases from diagnosis to rollout, plus when to use Scrum, SAFe, and Flight Levels together.

Read on site → Free PDF

Enterprise Agile Playbook: Study Bible & Leadership Pack

68-page free download: executive brief, practitioner guide, workshop kit, SteerCo pack. No signup.

Download PDF →

EU AI Act + Agile Delivery: How They Technically Coalesce

Nine obligations mapped to Agile artefacts. Compliance as engineering specification.

Read on site →

EU AI Act: Governance Pillars & What Organisations Must Do Now

Read on site →

Embedding AI Governance Into Agile Delivery from Day One

Read on site →

All blogs & deep-dives

View full library →
Also on LinkedIn
World Economic Forum Analysis
Agentic AI White-Paper Analysis, WEF Publication
What the WEF's Agentic AI paper means for enterprise delivery and governance, especially if you work in a regulated industry.
Read on LinkedIn
Policy and Regulation
Is the EU Omnibus Package a Privacy Betrayal or a Strategic Reset?
A look at the EU Omnibus package: retreat from privacy principles, or a pragmatic reset for competitive digital markets?
Read on LinkedIn
AI Ethics
When Intrinsic Human Value Is Removed, Rights Become Negotiable
If AI systems strip human value out of decisions, rights stop being rights and start being negotiable. Why that matters for governance.
Read on LinkedIn
AI and Agile Strategy
Investment in AI by Replacing Human Roles Is Costing Empathy
Replace Agile roles with AI and you may save headcount, but you also lose the empathy that keeps teams delivering well.
Read on LinkedIn
Agile Leadership
Agile: Game of Tracking Numbers or Behaviours?
Too many transformations become metric theatre. Measure behaviours, not only velocity, if you want maturity that lasts.
Read on LinkedIn
Agile CoE
When "Agile" Is Just Waterfall in Disguise and How an Agile CoE Fixes It
The failure mode I see most often (waterfall with standups) and how a CoE that actually works can fix it.
Read on LinkedIn
Qualifications

Credentials and Education

Education
AI Regulation: Navigating The EU AI Act
Delft University of Technology, Netherlands
Currently learning
AI Regulation and Law
KU Leuven, Belgium
Completed · March 2026
Elements of AI / Diploma in Artificial Intelligence
University of Helsinki
2025 / 2026 · Finland
Design Thinking and Digital Transformation
IBMI Berlin
May 2021 · Germany
Master of Business Administration, Information Technology
RGIMT
2019 / 2021 · India
B.E. Information Technology
Savitribai Phule Pune University
2009 / 2013 · India

Professional Membership

IAPP, International Association of Privacy Professionals (Member)
Certifications
AIGP, AI Governance Professional
IAPP
Completed
ICP-ACC, ICAgile Certified Agile Coach
ICAgile
ICP-ENT, Enterprise Agile Coaching
ICAgile
SAFe Scrum Master (SSM)
Scaled Agile Framework
SAFe Product Manager / Product Owner (PMPO)
Scaled Agile Framework
CSPO, Certified Scrum Product Owner
Scrum Alliance
AISM, AI Scrum Master
Agile AI Certification
Digital Transformation, Certified Practitioner
IBMI Berlin
Get in touch

Let's Work
Together

If you need Agile to scale across entities and countries, or AI governance that fits the delivery system you already have, let's talk.

MAIL
Email
freelanceanjish@gmail.com
TEL
Phone
+32 489 858 959
IN
LinkedIn
linkedin.com/in/anjish
WEB
Website
anjishbhondwe.com
LOC
Location
Zaventem 1930, Brussels, Belgium

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